📊 Profit Calculation Scenarios

Hazir Directory App - Detailed Financial Projections

🔢 Distribution Formula

Total Profit is distributed as:

66% to 50 Investor Shares (Each gets: Total × 66% ÷ 50 = 1.32% of total)
33% to AMple Ring Co.
1% to Welfare Donations Fund

💚 Scenario 1: Early Stage - Modest Profit

Year 1 - Getting Started | Total Annual Profit: PKR 5,000,000

Recipient Share % Calculation Amount (PKR) Per Share
50 Investor Shares 66% 5,000,000 × 66% 3,300,000 66,000
├ V1-V7 (7 shares) - 66,000 × 7 462,000 66,000 each
├ I1-I7 (7 shares) - 66,000 × 7 462,000 66,000 each
├ B1-B7 (7 shares) - 66,000 × 7 462,000 66,000 each
├ G1-G7 (7 shares) - 66,000 × 7 462,000 66,000 each
├ O1-O7 (7 shares) - 66,000 × 7 462,000 66,000 each
├ Y1-Y7 (7 shares) - 66,000 × 7 462,000 66,000 each
├ R1-R7 (7 shares) - 66,000 × 7 462,000 66,000 each
└ BW (1 share) - 66,000 × 1 66,000 66,000
AMple Ring Co. 33% 5,000,000 × 33% 1,650,000 -
Welfare Fund 1% 5,000,000 × 1% 50,000 -
TOTAL 100% - 5,000,000 -

💡 Scenario 1 Insights

Your Investment: PKR 500,000 (Base Share Price)
Your Annual Return: PKR 66,000
ROI: 13.2% per annum
Payback Period: ~7.6 years at this profit level

💚 Scenario 2: Growing Business - Medium Profit

Year 2 - Expansion Phase | Total Annual Profit: PKR 10,000,000

Recipient Share % Calculation Amount (PKR) Per Share
50 Investor Shares 66% 10,000,000 × 66% 6,600,000 132,000
└ Each of 50 shares - 6,600,000 ÷ 50 - 132,000
AMple Ring Co. 33% 10,000,000 × 33% 3,300,000 -
Welfare Fund 1% 10,000,000 × 1% 100,000 -
TOTAL 100% - 10,000,000 -

💡 Scenario 2 Insights

Your Investment: PKR 500,000 (Base Share Price)
Your Annual Return: PKR 132,000
ROI: 26.4% per annum
Payback Period: ~3.8 years at this profit level

💚 Scenario 3: Mature Business - High Profit

Year 3+ - Full Operations | Total Annual Profit: PKR 20,000,000

Recipient Share % Calculation Amount (PKR) Per Share
50 Investor Shares 66% 20,000,000 × 66% 13,200,000 264,000
└ Each of 50 shares - 13,200,000 ÷ 50 - 264,000
AMple Ring Co. 33% 20,000,000 × 33% 6,600,000 -
Welfare Fund 1% 20,000,000 × 1% 200,000 -
TOTAL 100% - 20,000,000 -

💡 Scenario 3 Insights

Your Investment: PKR 500,000 (Base Share Price)
Your Annual Return: PKR 264,000
ROI: 52.8% per annum
Payback Period: ~1.9 years at this profit level

❌ Scenario 4: Challenging Year - Loss

Market Downturn | Total Annual Loss: PKR 3,000,000

Recipient Share % Calculation Amount (PKR) Per Share
50 Investor Shares 66% -3,000,000 × 66% -1,980,000 -39,600
└ Each of 50 shares - -1,980,000 ÷ 50 - -39,600
AMple Ring Co. 33% -3,000,000 × 33% -990,000 -
Welfare Fund 1% -3,000,000 × 1% -30,000 -
TOTAL 100% - -3,000,000 -

⚠️ Scenario 4 Insights

Your Share of Loss: PKR 39,600
What This Means: Your share account balance decreases by PKR 39,600
True Partnership: You share in both profits AND losses - this is honest profit & loss sharing

⚖️ Scenario 5: Breakeven Year

Steady State | Total Profit/Loss: PKR 0

Recipient Share % Calculation Amount (PKR) Per Share
50 Investor Shares 66% 0 × 66% 0 0
AMple Ring Co. 33% 0 × 33% 0 -
Welfare Fund 1% 0 × 1% 0 -
TOTAL 100% - 0 -

💡 Scenario 5 Insights

Your Distribution: PKR 0
What This Means: No profit, no loss - your capital remains intact
Important: Your Base Share Price (PKR 500,000) is not affected

📊 Quick Comparison Across Scenarios

Year 1: Modest

PKR 66,000
Total Profit: PKR 5M
ROI: 13.2%
Payback: 7.6 years

Year 2: Medium

PKR 132,000
Total Profit: PKR 10M
ROI: 26.4%
Payback: 3.8 years

Year 3+: High

PKR 264,000
Total Profit: PKR 20M
ROI: 52.8%
Payback: 1.9 years

Loss Year

-PKR 39,600
Total Loss: PKR 3M
Your Share: 1.32%
Shared burden

Breakeven

PKR 0
No Profit/Loss
Capital intact
No distribution

📈 3-Year Cumulative Returns (Example)

Assuming progressive growth: Year 1 (PKR 5M) → Year 2 (PKR 10M) → Year 3 (PKR 20M)

Year 1 Return
13.2%
PKR 66,000
Year 2 Return
26.4%
PKR 132,000
Year 3 Return
52.8%
PKR 264,000
3-Year Total
92.4%
PKR 462,000

Note: This is an illustrative example. Actual returns depend on business performance.

📊 Extended Profit Scenarios

Total Annual Profit Investors (66%) Per Share (1/50th) AMple Ring (33%) Welfare (1%) Your ROI %
PKR 2,000,000 1,320,000 26,400 660,000 20,000 5.28%
PKR 5,000,000 3,300,000 66,000 1,650,000 50,000 13.2%
PKR 7,500,000 4,950,000 99,000 2,475,000 75,000 19.8%
PKR 10,000,000 6,600,000 132,000 3,300,000 100,000 26.4%
PKR 15,000,000 9,900,000 198,000 4,950,000 150,000 39.6%
PKR 20,000,000 13,200,000 264,000 6,600,000 200,000 52.8%
PKR 25,000,000 16,500,000 330,000 8,250,000 250,000 66%
PKR 30,000,000 19,800,000 396,000 9,900,000 300,000 79.2%
PKR -2,000,000 (Loss) -1,320,000 -26,400 -660,000 -20,000 -5.28%
PKR -5,000,000 (Loss) -3,300,000 -66,000 -1,650,000 -50,000 -13.2%

📅 Monthly Distribution Example

Scenario: Annual Profit PKR 12,000,000 (Distributed Monthly)

Annual Profit: PKR 12,000,000
Monthly Profit: PKR 12,000,000 ÷ 12 = PKR 1,000,000

Monthly Distribution per Share:
PKR 1,000,000 × 66% ÷ 50 = PKR 13,200 per share per month
Month Monthly Profit Your Share (1.32%) Cumulative Total
January 1,000,000 13,200 13,200
February 1,000,000 13,200 26,400
March 1,000,000 13,200 39,600
April 1,000,000 13,200 52,800
May 1,000,000 13,200 66,000
June 1,000,000 13,200 79,200
July 1,000,000 13,200 92,400
August 1,000,000 13,200 105,600
September 1,000,000 13,200 118,800
October 1,000,000 13,200 132,000
November 1,000,000 13,200 145,200
December 1,000,000 13,200 158,400
YEAR TOTAL 12,000,000 158,400 158,400

🎯 Partial Share Sales Scenario

What if only 30 out of 49 Color Tier shares are sold?

Important: ALL 50 investor shares (49 Color + 1 BW) are always active in accounting, regardless of how many are sold.

Share Status Number of Shares Profit Allocation (PKR 10M total) Per Share
Sold Color Tier Shares 30 3,960,000 132,000 each
(paid to owners)
Unsold Color Tier Shares 19 2,508,000 132,000 each
(accumulates in accounts)
BW Share (Ridos) 1 132,000 132,000
(paid to Ridos)
TOTAL (66% of 10M) 50 6,600,000 132,000 each

💡 Key Points:

1. Sold shares: Owners receive PKR 132,000 immediately
2. Unsold shares: PKR 132,000 accumulates in each share's account
3. Future buyer: When an unsold share is sold, buyer gets accumulated profits from day 1
4. Equal treatment: Every share gets the same 1/50th allocation

📈 5-Year Long-Term Projection

Scenario: Progressive Growth Path

Assuming steady growth from startup to maturity

Year Total Profit Your Annual Return Annual ROI % Cumulative Return Cumulative ROI %
Year 1 PKR 5,000,000 66,000 13.2% 66,000 13.2%
Year 2 PKR 8,000,000 105,600 21.1% 171,600 34.3%
Year 3 PKR 12,000,000 158,400 31.7% 330,000 66%
Year 4 PKR 18,000,000 237,600 47.5% 567,600 113.5%
Year 5 PKR 25,000,000 330,000 66% 897,600 179.5%
5-YEAR TOTAL PKR 68,000,000 897,600 - 897,600 179.5%

🎉 5-Year Investment Summary

Your Initial Investment: PKR 500,000
Total Returns (5 years): PKR 897,600
Your Capital + Returns: PKR 1,397,600
Total ROI: 179.5% (Nearly doubled your investment + recovered capital!)
Average Annual Return: PKR 179,520 per year
Average Annual ROI: 35.9%

📊 Investment Comparison

Investment Type Initial Amount Typical Annual Return 5-Year Value Notes
Hazir Directory (Our Model) PKR 500,000 ~35.9% avg PKR 1,397,600 Profit & loss sharing, active business
Bank Savings Account PKR 500,000 ~6-8% PKR 675,000 Low risk, low return, interest-based
National Savings Certificate PKR 500,000 ~10-12% PKR 810,000 Fixed return, government backed
Real Estate (small stake) PKR 500,000 ~15-20% PKR 950,000 Market dependent, illiquid
Stock Market (diversified) PKR 500,000 ~20-25% PKR 1,200,000 High volatility, requires expertise

⚠️ Important Disclaimers

1. All projections are illustrative: Actual profits depend on business performance
2. Past performance ≠ Future results: These are examples, not guarantees
3. Business risk exists: Losses are possible and shared proportionally
4. Long-term investment: This is a multi-year partnership, not a quick return scheme
5. Islamic finance compliant: Returns are from actual business profits, not interest
6. Compare carefully: Higher potential returns come with higher engagement and risk

Hazir Directory App | A venture under AMple Ring Co.

For more information, contact: www.amplering.com

These calculations are based on the Promoter Partner Investment Agreement terms: 66% to 50 investor shares, 33% to company, 1% to welfare fund.